Finland guide · Cost · 3 min read
Cost to study in Finland from Nepal, before and after a scholarship, in rupees.
Finland charges non-EU students tuition for English-taught degrees, €8,000 to €18,000 a year on our shortlists, but every university runs a scholarship scheme and 50% to 100% waivers are common. Migri asks you to show €800 a month, or €9,600 for a programme of a year or more. With the €600 permit, year 1 costs about Rs 31.2 to Rs 48.3 lakh before any scholarship, and far less with one.
The short version
- Year 1 before scholarships: about Rs 31.2 to Rs 48.3 lakh. With a 50% waiver it drops by about Rs 7 to 15 lakh.
- Tuition on our shortlists: €8,000 to €18,000 a year.
- Living money to show: €9,600 for a year (€800 a month); permit €600.
- A room in a shared flat: about €350 to €500 a month outside Helsinki, more in Helsinki.
- Work up to an average of 30 hours a week; most part-time jobs prefer some Finnish or Swedish.
Year 1, before and after a waiver
At Rs 171.38 per EUR (18 Oct 2026), for a programme at €12,000 a year:
| Item | No waiver | 50% waiver | 100% waiver |
|---|---|---|---|
| Tuition | €12,000 (about Rs 20.6 lakh) | €6,000 (about Rs 10.3 lakh) | €0 |
| Living money to show | €9,600 (about Rs 16.5 lakh) | €9,600 | €9,600 |
| Residence permit | €600 (about Rs 1 lakh) | €600 | €600 |
| Application fee | €100 | €100 | €100 |
| Total | about Rs 38.2 lakh | about Rs 27.9 lakh | about Rs 17.7 lakh |
Add insurance (as Migri requires), the flight (about Rs 70,000 to 1.2 lakh) and the first months’ extras.
Living costs, city by city
What our students in Finland report for a room in a shared flat or student housing in 2026:
| City | Room a month | Notes |
|---|---|---|
| Helsinki, Espoo | €450 to €650 | Most jobs, highest rent |
| Tampere, Turku | €380 to €520 | Big student cities |
| Oulu, Jyväskylä, Kuopio, Joensuu, Vaasa | €330 to €450 | Cheapest; strong technical universities in Oulu |
Food, phone and transport add about €300 to €400 a month for a careful student. The €800 Migri figure is realistic outside Helsinki.
The costs that come early
| Cost | Typical |
|---|---|
| IELTS | about Rs 36,000 |
| Studyinfo application fee | €100 |
| NOC | Rs 2,000 |
| Rent deposit | Often one month’s rent |
| Winter clothes, a good coat and boots | €150 to €300 |
Work and pay
You can work an average of 30 hours a week during term and full-time in holidays. Finland has no single national minimum wage; pay is set by sector agreements, and our students report about €11 to €13 an hour in typical student jobs. Many jobs prefer some Finnish or Swedish, so start the language early.
Finland against its neighbours
| At a glance | Finland | Sweden | Denmark |
|---|---|---|---|
| Tuition on our shortlists | €8,000 to €18,000 | SEK 90,000 to 160,000 | €8,000 to €16,000 |
| Waivers | 50% to 100% common | Fewer, competitive | Few |
| Living money to show | €800 a month | SEK 10,656 a month | DKK 7,426 a month |
| Work in term | Average 30 hours a week | 15 hours a week (new permits from June 2026) | 20 hours a week |
| After graduating | Up to 2 years | Up to 12 months | Up to 3 years |
From our files. Rojan Maharjan from Lalitpur came to us wanting Australia, with a GPA of 2.1 and a four-year gap. We told him not yet. After a diploma, work and IELTS 7.0, he started a master’s in software engineering in Tampere on a 50% scholarship. His first-year cost was Rs 14 lakh less than the Australia plan he walked in with.
